Terms of Use

Last Updated: August 14, 2026

These Terms of Use govern your access to and use of the Rise Financial, LLC website and related online services.

2. Acceptance of Terms

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the website. These Terms apply to all visitors, users, and others who access the website.

3. About Rise Financial, LLC

Rise Financial, LLC provides mortgage-related information and services through this website. The website is intended to help visitors learn about our services and contact us regarding mortgage-related inquiries.

4. Use of This Website

You may use this website only for lawful purposes and in a manner consistent with these Terms. You agree not to interfere with the website’s operation, attempt unauthorized access, submit false or misleading information, or use the website in a way that may harm Rise Financial, LLC or others.

5. Mortgage Information and Disclaimers

Information on this website is provided for general informational purposes only and is not a commitment to lend. Submitting information through the website does not guarantee loan approval, a particular interest rate, or a particular loan term. Actual loan terms are subject to applicable underwriting, eligibility, property, credit, income, and other requirements.

6. No Guarantee of Loan Approval

Any mortgage inquiry, prequalification discussion, estimate, or application-related communication is subject to review and verification. Rise Financial, LLC does not guarantee that any applicant will qualify for a loan or that any requested financing will be available.

7. Information Submitted Through the Website

When you submit information, you represent that it is accurate, current, and complete to the best of your knowledge. You authorize Rise Financial, LLC to use the information you provide to respond to your inquiry, provide requested services, and communicate with you as described in our Privacy Policy.

8. User Responsibilities

You are responsible for maintaining the confidentiality of information you provide and for using the website responsibly. You must not submit information for another person without authorization or use the website to transmit unlawful, harmful, or infringing content.

9. SMS/Text Messaging Terms

By opting in to receive SMS messages from Rise Financial, LLC, you consent to receive text messages related to mortgage inquiries, mortgage-related services, customer service, application updates, follow-up communications, and other authorized communications. SMS consent is not a condition of purchasing any goods or services.

10. SMS Consent

You may opt in to SMS communications by providing your mobile phone number and giving the applicable consent. You represent that you are authorized to provide the number and may opt out at any time.

11. Message Frequency

Message frequency varies. The number of messages you receive may depend on your inquiry, requested services, application status, communications preferences, and other authorized interactions with Rise Financial, LLC.

12. Message and Data Rates

Message and data rates may apply. Your wireless carrier may charge fees according to your service plan, and Rise Financial, LLC is not responsible for carrier charges.

13. SMS Opt-Out

Reply STOP to opt out of SMS messages. After opting out, you will receive a confirmation message and no further SMS messages unless you subsequently opt back in. You may opt out at any time.

14. SMS Help and Support

Reply HELP for help with SMS messages. You may also contact Rise Financial, LLC using the contact information provided on this website for assistance with your messaging preferences.

15. Privacy and Personal Information

SMS communications are subject to the Rise Financial Privacy Policy. Mobile phone numbers and SMS opt-in/consent information will not be sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.

16. Third-Party Links

This website may contain links to third-party websites for convenience. Rise Financial, LLC does not control and is not responsible for the content, privacy practices, or availability of third-party websites.

17. Intellectual Property

The website and its content, including text, graphics, logos, and design elements, are owned by or used with permission by Rise Financial, LLC and are protected by applicable intellectual property laws. You may not copy, reproduce, or distribute website content without prior written permission.

18. Website Availability

Rise Financial, LLC may modify, suspend, or discontinue any part of the website at any time without notice. We do not guarantee that the website will always be available, uninterrupted, or free from errors.

19. Disclaimers

The website is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Rise Financial, LLC disclaims warranties of any kind regarding the website and its content, including implied warranties of merchantability, fitness for a particular purpose, and noninfringement.

20. Limitation of Liability

To the fullest extent permitted by law, Rise Financial, LLC will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, the website.

21. Indemnification

You agree to indemnify and hold harmless Rise Financial, LLC from claims, liabilities, damages, losses, and expenses arising out of your violation of these Terms or misuse of the website.

22. Changes to These Terms

Rise Financial, LLC may update these Terms of Use from time to time. Updates will be posted on this page and will apply as of the Last Updated date shown above. Your continued use of the website after changes are posted means you accept the revised Terms.

23. Governing Law

These Terms of Use are governed by applicable law, without regard to conflict-of-law principles, except where applicable law requires otherwise.

24. Contact Information

If you have questions about these Terms of Use, please contact Rise Financial, LLC through the contact information provided on this website.